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Whose home? Let's discuss homeownership ideology

Julia Meazza Clarke
6/11/2023

Working Hard / Hardly Working

In the attempt to understand today’s housing challenges, it is worthwhile to explore the concept of homeownership Ideology and critically assess its role in shaping an undiversified housing landscape.

Render by Julia Meazza Clarke

The imperialist manner in which homeownership-centric policies have dominated the public and private housing provision system has resulted in a residualised rental market and a deeply undiversified housing landscape.

The pervasive belief that owning one’s home is the only path to qualitative living has not only hindered the emergence of alternative forms of tenure, but has influenced the under-reform of the rental market for decades. Why is it that in a post-modern world, in which so many resources no longer have to be owned, but can be shared or rented, homes still have to be owned to feel truly ours? It is worthwhile taking a step, back and above, and looking at how homeownership ideology has served a precise purpose in governments’ agendas. 

As seen over and over throughout history, the link between politics and housing is an untieable one. During the twentieth century, governments began to market the ownership of one’s home as a basic need of society. Interestingly, as Richard Ronalds writes in The Ideology of Homeownership, there is no evidence to suggest that owning one’s home is an indigenous need of the modern individual [1]. Rather, it consists simply of a preference, forged by policy-making and social norms. The consolidation of such preference and the marginalisation of other forms of housing provision through specific policies can be observed predominantly in anglophone countries in the latter half of the previous century. In England, the Conservative movement recognised the full potential of homeownership as an activator of social stability. For a citizen to own one’s home meant having an active stake in the state and an invested interest in maintaining lifelong employment. The owner-occupied home becomes the only other space in which the labour class spends time outside the workplace, and family life inside the home becomes a societal ideal. Homeowners, through their choice of tenure, were believed to form an instantaneous conservative constituency [2]. Moreover, Kemeny (1992) contends that the preference towards homeownership stemmed from a re-moralisation around privatism and individualism. 

Both Protestant and Catholic beliefs favoured a tenure that facilitated privacy and family life, reinforcing the perception that the ownership of one’s home was the sole path to virtuous living. The ‘superior’ idea of privacy materialised tangibly in the structure of the middle-class home with its dividing walls, separated accesses, series of rooms, gardens, and hedges. Private property was seen as an individual right and homeownership ideology became intrinsically linked to class perception, exacerbating class differentiation. Additionally, rented tenures became stigmatised as precarious and ontologically insecure, further solidifying homeownership’s superior status. The marketed idea of owning one’s home becomes an obdurate ideal and a “self-fulfilling prophecy” [3].

With the commodification of housing, from being a tool for social stabilisation, the purchase of one’s home brings forth another phenomenon: the mass entrance of the population into the financial sphere. Arguably, the government's push for privatism in housing could be attributed to its desire to distance itself from housing provision responsibilities, capitalising on the public’s inclination towards homeownership. With homeownership becoming the preferred form of tenure, and with a significant part of the population becoming homeowners and entering the financial market through private mortgages, housing prices start to soar. As housing became closely tied to processes of consumption, the market became the primary agent that facilitated the freedom and progress that the middle class required. Saskia Sassen [4] writes that the financialisation of mortgages for modest-income households becomes a circuit for high finance for the benefit of investors, with a total disregard for the homeowners involved. The appreciation of housing becomes interlinked with the foundation of the global economy [5]. An additional bias is made through the middle class’s perception that estate assets would be of eternally growing value and that investing in a home is not a mere need but an opportunity to store wealth. Owning one’s home is now perceived not only as preferable but also as highly desirable because of the monetary gains associated with it. The idea of a ‘home of one’s own’ was no longer simply seen as a practical necessity but also as a marker for self-identification and self-realisation [6]. As a result of these complex, somewhat stochastic processes, the rented market lost all desirability and remained under-reformed.  

Since post-war times, homeownership ideology has grown roots so deep in the public imagination that despite it now being financially impossible for a new middle-income family to purchase a house in a larger city, the paradigm remains unquestioned. In Ireland, The recent unsustainability of homeownership and the shortcomings of the market-based provision of housing are evident in the numbers contained in a recent report by the Economic and Social Research Institute (ESRI) [7]. The report states that, in Ireland, while 80% of adults over forty years old own the home they live in, only a third of adults under forty are homeowners. 

High rents, precarious contracts, and a shortage of rental housing make it virtually impossible for young adults to make consistent plans for their futures. The imperialist manner in which homeownership-centric policies have dominated the public and private housing provision system has resulted in a residualised rental market and a deeply undiversified housing landscape. The trajectory that homeownership ideology has traced in the twentieth century tells a compelling story of how policies influence preference. The problem of the persistence of a preference becomes evident when the ideology gains so much ideological weight that it becomes self-evident and perceived as ‘natural’ (Kemeny, 1995), not allowing other strategies to even be considered or imagined. Architects must detect the fallacies of the standardised ownership-based housing system and advocate for additional ownership solutions, to create a counter-speculative strategy for housing. 

Architects and housing experts must not limit their focus solely on typology, because the systemic issues embedded within the housing crisis will not be improved by alternative typological formulas alone. We need a fundamental revaluation of how we own and access housing, not solely relying on a bottom-up process through the work of building cooperatives, but also through the development of national frameworks for alternative ownership models. By challenging the entrenched preference for homeownership, we can begin to imagine forms of tenure that truly meet the needs of our diverse society.

By challenging the entrenched preference for homeownership, we can begin to imagine forms of tenure that truly meet the needs of our diverse society.‍

Working Hard / Hardly Working is an article series designed to promote the use and organisation of public space. By presenting two examples – one which works well, and one which needs to work harder – it highlights the importance of clever design, and how considered decisions can make our shared spaces better. For all enquiries and potential contributors, please contact doireann@type.ie.

Working Hard / Hardly Working is supported by the Arts Council through the Architecture Project Award Round 2 2022.

References

1. Richard Ronald (2008), The ideology of home ownership societies and the role of housing. Palgrave Macmillan: New York.

2. Reinier de Graaf (2017), Four Walls and a Roof: The Complex Nature of a Simple Profession. Harvard University Press.

3. Jim Kemeny (1995), From Public Housing to the Social Market: Rental policies strategy in comparative perspective. Routledge: London. Extract: “Policy, therefore, creates a rental system that – perhaps at first unintentionally – steers household choice towards owner occupation. This in turn creates a consumer ‘preference’ for owner occupation which then leads the government into a policy of actively encouraging owner occupation as a response to demand ... The result is a self-fulfilling prophecy in which the more that one-way biases are built into tenure choice the more households will begin to express a ‘preference’ for the policy-favored housing”.

4. Saskia Sassen, (2012), “Expanding the Terrain for Global Capital: When Local Housing Becomes an Electronic Instrument,” in Manuel B. Aalbers (ed.), Subprime Cities: The Political Economy of Mortgage Markets, p. 78.

5. Pier Vittorio Aureli, Leonard Ma, Mariapaola Michelotto, Martino Tattara, and Tuomas Toivonen (2019), “Promised Land: Housing from Commodification to Cooperation”, e-flux [website], https://www.e-flux.com/architecture/collectivity/304772/promised-land-housing-from-commodification-to-cooperation/. Accessed 20 October 2023.

6. Anthony Giddens (1991), Modernity and Self Identity: Self and Society in the Late Modern Age. Stanford University Press: Stanford.

7. Peter Flanagan (July, 2020), “Barely one-third of adults under 40 in Ireland own a home, report finds”, The Irish Times, https://www.irishtimes.com/business/2023/07/20/ireland-has-one-of-lowest-rates-of-home-ownership-for-under-40s-esri-says/. Accessed 20 October 2023.

Contributors

Julia Meazza Clarke

Julia Meazza Clarke is an architectural graduate of the M.Arch degree at UCD School of Architecture and a graduate of the Bachelor’s degree in Architectural Design at Politecnico di Milano. Her interests lie in the convergence of housing studies and behavioural studies. She has gained experience in both research and practice, in Milan and Dublin.

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Met Éireann's preliminary data for 2024 shows that March’s rainfall surpassed long-term averages [1]. Further climate change research conducted by Met Éireann also reveals significant increases in heavy precipitation events, particularly during winter and autumn months, with a projected rise in extended dry periods [2]. This poses challenges for both water scarcity and abundance, necessitating prompt design solutions and adaptations to our public spaces and wider built environment.

Rainwater in cities isn't just an inconvenience, it holds potential. Rather than condemning rainwater into stormwater drains, through careful planning and management techniques there are ways we can redirect and collect it, enhancing the spatial experience and climate resilience of our public realm.

Shop Street, Galway (2020). Source: Tobin Galway

 

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The surface of the pedestrianised core in Galway city over the years has succumbed to the inherent complexities of climate and water, with rainfall historically and consistently being a challenge. It averages at 2,800mm per year, in comparison to Dublin with an average of 680mm per year [3].

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Since then, it has been temporarily resurfaced with tarmac, and in many ways, is symbolic of the widespread soil sealing occurring across Irish towns and cities. This practice, along with the selection of visually unattractive drainage systems permeating the built environment, reflects a gradual erosion of the importance of aesthetic value in pedestrianised zones. These drainage systems are engineered to direct polluted runoff towards natural watercourses, such as rivers and streams, or in some cases to designated stormwater management facilities. Consequently, the resultant waste has been described as a "toxic cocktail of pollutants’’ identified by the EPA (Environment Protection Agency) [4].

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The streets and sidewalks encircling Benthemplein in Rotterdam serve as its water veins, creating a living rainwater laboratory, a ground-breaking urban space known as the Water Square. Designed by De Urbanisten, and completed in 2013, it serves as a multifunctional public space that dynamically integrates water management with recreational and social amenities.The project aimed to address the city's challenges with urban flooding and water management. It not only successfully achieved this, but also exposed these challenges to the public through conscious and clever design [6].

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Aragonese walls and housing block through reflective framed device, Naples

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St. Augustine’s Church, Cork

City gates

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Bishop Lucey Park gateway, Cork

Looking at Cork city, similar giants appear, however, they take on an alien appearance compared to their surroundings. This is the case for the gateway that serves as the entrance to Bishop Lucey Park, known to Corkonians as the People’s Park. The double-arched entrance is reconstructed from the 1850’s Cork Cornmarket, a former marketplace, not located on the park’s derelict site, but instead at Coal Quay less than 500m away. Flanked by low stone walls and metal railings, recent development plans for the park include the removal of these adjacent structures while allowing the gateway to remain. The threshold becomes monumental rather than transitional. This form of symbolic architecture, represented as fragments of the whole, can be understood as “economical because it implies richness and meaning beyond itself” without the need for the whole [1]. However, care for its continuing existence in the chosen context is key. The gateway to the park rescripts its history into a fraudulent one, a contradiction, but not necessarily the form which Venturi discusses. Approaching by means of inversion, removing the deceptive, and creating a void to signify this entry adheres to the Venturi's idea of fragmentation while remaining faithful to Cork's history.

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Venturi's theories are not lost on Cork city. It is in the ecclesiastical spaces where these theories are effectively realised. This effectiveness may stem from the proximity of neighbouring buildings, resulting in a densely complex and interconnected urban fabric reminiscent of Neapolitan city development. One example is St Augustine’s Church on Washington Street. The second of its kind on the site, this church designed by architect Dominic O’Connor and completed in 1943, embeds itself into the streetscape, matching street lines and eave heights [2]. Contradictions appear in its material usage and elongated stained glass windows. The scale of the chiselled stone facade compared to the adjacent brickwork follows a height ratio of 3:1 and 5:1 and a width ratio of 2:1. Glazed openings extend to the fourth-storey height with no external breaks. The entry point on Washington Street is marked by a Hiberno-Romanesque style archway, double the height of its central door and those surrounding it. 

Chiesa del Gesù Nuovo, Naples.

Chiesa del Gesù Nuovo in Naples follows a similar over-scaling of architectural features with a more theatrical approach. Typical fenestration proportions are kept, while the scale is magnified to an almost caricature-like quality. Duality is present in its glazed elements; becoming what Venturi describes as “as both structural and ornamental, frequently redundant, and sometimes vestigial” [3]. 

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The Irish Memorial Gardens were designed by the English architect Sir Edwin Lutyens (1869-1944) at the height of his creative powers, in the twilight of his career. His masterpieces in New Delhi and Thiepval were complete, and he was designing Liverpool Cathedral, feted to rival that of St Peter’s in Rome. Under the auspices of the Imperial War Graves Commission (IWGC) – and its visionary director Fabian Ware – Lutyens had been directly involved in the design of 137 cemeteries and memorials following World War I, and was the spiritual and architectural lodestone for hundreds more. Yet his career began with domestic work in the Arts & Crafts style, commissions and acclaim garnered through the unique patronage of Country Life magazine. As his reputation grew, he was increasingly tasked with civic projects. His mature style, commensurately, is in the Classical tradition; yet bridging the domestic and civic is in many ways the story of his life, and that of the Irish Memorial Gardens.

While civic perhaps falls short of the breadth of Lutyens reach, he was also seeking the universal. He had a belief that perfect shapes and relationships have an eternal relevance, and are reflections of divinity [1]. This is evidenced in the layout he devised at the Irish Memorial Gardens. By composing a series of circular spaces, connected by linear routes, he established a network of cosmic geometries. These are situated within the constructed landscape of Phoenix Park – albeit separated by the River Liffey – with a planned connecting bridge never realised. These cosmic territories hold a family of monuments. In many ways the Irish Memorial Gardens is an exercise in ontology, on the nature of things and their relationships, over many scales.

Following Lutyens proposals, the centrepiece to all IWGC cemeteries and memorials is the War Stone. A neutral but enduring symbol, not overtly related to any particular religion, in line with Lutyens’ humanist values. This final proposal is reflective of his first striking instinct for a memorial, communicated in a letter to his wife, after visiting the Western Front: "a solid ball of bronze!" [2]. Yet as with all commissions of this scale and significance, more conservative voices held sway. These were led by Herbert Baker, another prominent architect, who called for the traditional iconography of the cross. The compromise reached is evident at the Irish Memorial Gardens, with the War Stone twinned to the south with a monumental stone cross.

Lutyens had been working for many years with the classical language of architecture, manipulating its grammar in the Renaissance mannerist tradition. His fascination with the work of Palladio and Wren is clear in the elements that frame the War Stone. A wall encloses this to the south, east and west, with axial entrances to the flanking circular gardens marked by pavilions which borrow the ancient Roman model of the tetrapylon. Openings in the four corners of this central space provide access to radial routes into the wider landscape, framed by gateposts, sentinels guarding their thresholds. These are figurative in character, over-scaled, in the manner Michelangelo Buonarotti depicted the human body. Constructed from sharply dressed and jointed white stone, they contrast wilfully in tone and texture with the more informally coursed walls which they interrupt. They are playful, personal, balancing mass and volume as a painter or sculptor would, roundly rejecting the assumption that the classical tradition is an imitative pattern book. To the north, a view of Phoenix Park connects this outdoor room to its broader context – a recurring motif in Lutyen’s work for the IWGC. Despite its scale, this space truly does feel like a civic room, embedded in its landscape and roofed by the heavens, delivering on Lutyens intent: "The big stone to the East, the flanking pyramid oaks and the sky forming the vault to them all" [3].

The notion of an outdoor room, or ‘garden-room’, is a strand which connects all of Lutyen’s domestic projects, under the influence of his lifelong collaborator Gertrude Jekyll (1843-1932). Jekyll’s career began as a painter, before shifting to garden design, inspired by William Robinson’s revolutionary book The Wild Garden [4]. The domestic qualities of the spaces that Lutyen’s and Jekyll spent decades refining together are evident in the Irish Memorial Gardens, individual moments afforded amongst the universal set-piece, a contradiction delicately negotiated, elevating each experience. It is this layering from the scale of the cosmos, receding to landscape, city, building, room, aedicule that uniquely allows us to situate the presence of our individual bodies in the context of a broader continuum. To feel the presence of the earth below, and the firmament above. Another duality that is masterfully explored by sculpting the ground. The majority of landscapes are illusionary, surreptitiously urbanised, with few as skilfully executed as this one. Our experience is also illuminated through the topographic adjustments that have been imposed on this place. The more intimate circular gardens – to the east and west of the central outdoor room – uniquely feel both below the ground and elevated above it, simultaneously buried and projecting skyward.

Irish Memorial Gardens as artefact, fragmenting a constructed landscape.

Rudyard Kipling described Lutyen’s memorials and cemeteries as "silent cities". The 49,400 Irish soldiers that lost their lives during World War I inhabit these gardens, their presence is felt, the empty rooms hold an emotional density. The Irish Memorial Gardens recalls paths not walked, public spaces not shared, domestic rooms not inhabited. The tragedy of this place is that it was made to memorialise WW1, just as WW2 was about to commence. Yet it also carries hope. In the grand tradition of public space, it reminds us that the individual only makes sense as part of the collective. It also fractures our participation in the everyday – for a moment at least – connecting human life with the landscape which we inhabit, a valuable lesson in the context of a climate emergency.

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The Irish National War Memorial Gardens affords individual moments amongst a universal set-piece. Referencing the scale of the cosmos, and receding to landscape, city, building, room, it uniquely allows us to situate the presence of our individual bodies in the context of a broader continuum. A vital experience in a time of climate emergency.

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